• harasses or advocates harassment of another person;
• involves the transmission of unsolicited mass mailing or "spamming";
• violates the intellectual property or other rights of any person;
• promotes illegal activities or conduct that is abusive;
• is threatening, obscene, defamatory or libellous;
• is pornographic or sexually explicit in nature; and seeks or recommends providers of material that exploits people under the age of 18 in a sexual or violent manner, or seeks or recommends providers that solicit personal information from anyone under 18.

Limitation of Liability
Nothing in these terms and conditions shall exclude or restrict any liability for death or personal injury arising from our negligence or fraud. You expressly acknowledge and agree that Expert Required Ltd, our officers, employees, contractors, suppliers, agents, affiliates, successors or assigns shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages), resulting from:
• the use and reliance on the website or the inability to use website;
• any products or services, information or advice received through or advertised on website or on any links provided on website;
• any errors, omissions, interruptions, suspension, termination, deletion of files or email, defects, viruses, delays in operation, transmission or service response time or any failure of performance of website.
If any jurisdiction does not allow the exclusion or limitation of liability for consequential or incidental damages, liability is limited to the fullest extent permitted by law.

Governing Law
Your use of the website and these conditions shall be governed by and construed in accordance with the laws of England and Wales. Expert Required Ltd controls the website from within the United Kingdom; however it can be accessed from other places around the world. Although these places may have different laws from those of England and Wales, by accessing website you agree that the laws of England and Wales will apply to all matters relating to your use of website. You agree to submit to the exclusive jurisdiction of the English courts and Expert Required Ltd reserves the right to bring proceedings in the courts of the country of your residence.

Privacy
Expert Required Ltd complies with the Data Protection Act 1998 and does not hold any personal details without your permission.

Cookies
Data may be gathered about use of the expertrequired.com in order to enhance your experience using cookies. Cookies are small text files that reside on a user's computer and identify you as a unique user. A cookie file can contain information such as a user ID that the site uses to track the pages you have visited. The only personal information a cookie can contain is information that is supplied by you. A cookie can not read data off your hard drive or read cookie files created by other websites. Expertrequired.com may use cookies to identify you anonymously in its database and to track the pages you visit on the site. Cookies will allow you to enter sections of the website without having to supply certain information each time, and to visit member areas of the website. You can refuse cookies by turning them off in your browser.

Storage of Information
Expert Required Ltd uses your e-mail address to give you security. As a registered member, you have to enter a password to access your expertrequired.com account, should you forget your password Expert Required Ltd can email it to you.

Due to using a market leader in online payments all credit card and payment details are held securely by Pay Pal. Expert Required Ltd does not hold or have access to any credit card or payment details.

Transfer of Information
Expert Required Ltd may sell your reviews to third parties however only the information that is visible on the website of username date scores and comments will be sent.

Except for above Expert Required Ltd do not sell, rent, share, trade or give away any of your personal information. However Expert Required Ltd reserve the right to share information in order to investigate, prevent, or take action regarding illegal activities or suspected fraud, or to enforce or apply the terms and conditions of the website.

Expert Required Ltd reserves the right to transfer your personal information in the event of a transfer of ownership of the company. In such an event, you will be notified before information about you is transferred and becomes subject to a different privacy policy.